Ganbare Gincun wrote:
You're going to be working 40+ hours a week in a miserable job no matter what you do. Better to get a job where you can be sure that you're going to have enough cash to retire instead of having to work another 20 soul-crushing years.
Not necessarily, although certainly possible.
My alarm clock is set at 9:30 am. I get to my office around 10ish. I'm home before 3:30 (unless I stop at Wal-Mart). That's every day this week (ok, an unusually consistent schedule, but total hours are the same regardless, every semester).
In addition to the 'usual' holidays and spring break, I'm basically off mid-December to mid-January, and mid-May to mid-August.
No, I don't make that much money, but that's because I like doing other things (mailing off manuscript to my third novel today, for example). If I really wanted to work more, I could break 50k easily (teach one more class), and 70k if I really pushed (work in summer)...that's the easy money, I might get more if I went for grants and got lucky.
No, the job isn't perfect, but I used to be a stockbroker and treecutter (in the 80s)...the bad stuff in my job now (worst is a week of stupid meetings every semester) is nothing compared to other jobs. I'll concede I'm lucky to have this job, but I'm no child of privilege (Dad was an insurance claims adjuster, Mom part-time real estate agent, mostly raised the kids, though).
And I'd re-think "cash to retire"...cash is dangerous thing to hold, especially of late, and retirement isn't a good thing...if a gypsy teller told me I'd be doing this at 120, I'd be thrilled at the good news (if I believed such rot). The only excuse for not doing working at *something* is being completely incapable of doing so.
Get a job you'd be comfortable doing for the next 60 or so years....at least, that's my advice, above and beyond paying sufficiently.