Version 1
Rank # (category of wealth)
Baseline (minimum needed to reach rank #)
Maximum (point in which expenses match income, a stable cap on wealth)
Free (purchases of this amount or less are free once Baseline is met and held)
Rank 1 (levels 1 to 5)
Baseline 1000
Maximum 10000
Free 500 under
Rank 2 (levels 6 to 10)
Baseline 10000
Maximum 50000
Free 5000 under
Rank 3 (levels 11 to 15)
Baseline 50000
Maximum 200000
Free 25000 under
Rank 4 (levels 16 to 20)
Baseline 250000
Maximum 750000
Free 125000 under
Rank 5 (levels 21 to 25)
Baseline 750000
Maximum 1000000
Free 375000 under
This is an attempt to simplify expenses in D&D. The ability to make minor purchases for free will hopefully negate the detailed accounting required in many situations.
Here's the original wealth-by-level chart.
3 2700
4 5400
5 9000
6 13000
7 19000
8 27000
9 36000
10 49000
11 66000
12 88000
13 110000
14 150000
15 200000
16 260000
17 340000
18 440000
19 580000
20 760000
Version 2 (RobbyPants)
Rank 1 (levels 1 to 5)
Baseline 1000
Maximum 10000
Free 100 under
Rank 2 (levels 6 to 10)
Baseline 10000
Maximum 50000
Free 1000 under
Rank 3 (levels 11 to 15)
Baseline 50000
Maximum 200000
Free 5000 under
Rank 4 (levels 16 to 20)
Baseline 250000
Maximum 750000
Free 25000 under
Rank 5 (levels 21 to 25)
Baseline 750000
Maximum 1000000
Free 75000 under