A post I made elsewhere that fits here much better.

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OmniNegro

A post I made elsewhere that fits here much better.

Post by OmniNegro »

This is from http://community.gaslampgames.com/threa ... post-64324.

(It is unedited. Ignore names you do not recognize. They are from the other forum. And the thread there is locked since they hate such posts.)

Lets avoid politics. Daynab has a nasty habit of closing threads when that happens.

I would however offer my own unique prospective.

I do not use or even care for the "Credit" system in any way. I have no debts I could have opted out of. My only existing debts are to a variety of healthcare junk that I had no choice about. Understand that I do have not only Medicare, but also the paid "Medicare Advantage" plan stuff too. Yet I probably owe 100K or more to a bunch of Hospitals for services I was unable to refuse. They then compound the problem by selling those debts to third parties who hound me forever about unspecified debts. Those third parties are the bulk of the actual problem.

They do not know what the debt is even for, so even if I had the money, I would rather give it to a competent Attorney to rebuke them for billing me for stuff they cannot itemize. And as a rule, if someone sends me a bill that is not itemized and does not have the date and time of purchases/services, then I tear it up and forget it was ever received.

But back to the hospitals and their bills... Half the bills they give me are plain and simple errors in their billing. The last time I was hospitalized for a week I was billed for more than two weeks worth of meals. I know for a fact that I only ate three round meals daily, and the Dietician that talked with me while I was awake on the second to last day of my stay confirmed that I was on a special diet since I am a Diabetic and my Hemoglobin A1C was way too high.

I could go on for days about the errors in the bills, but there is no point. They did *NOT* bill my insurance for certain things that are covered and I believe it was intentional since the insurance pays them a negotiated amount that is far less than what they billed me for while pretending that I had no coverage for those items/services.

This is the decay of our economy. It involves greed, insurance, and capitalism without reasonable boundaries. They knew in advance they would not get a dime from me, but they billed an outrageous amount anyway since they would declare it a loss and cook the books to their advantage.

Debt is the new slavery. Wage Slaves are those who do not make enough to live, but also make just enough to not qualify for help from our largely socialist government. (Here in the USA, we are more Socialist that most countries that are actually considered Socialist and/or Communist. More of our GDP goes to welfare/aid for the poor than any nation that actually acknowledges they are Socialist/Communist. But that is something I should not go into depth on since I am really trying not to get the thread closed.)

If you live alone and make "Minimum Wage" you are a wage slave. Sorry to break it to you. You will almost certainly have to use the "Credit" system to make ends meet from time to time, and the interest rate you will pay is exorbitant. As things are now, using a single credit card will eventually lead you to relying on it for the occasional large bill/expense you cannot afford. Then in time you will need two of them. And at that point you are beyond the point of no return.

The solution is actually to never use credit for anything and totally ignore it. But the corruption of our society is complicit and employers will do a "Credit Check" on applicants and likely reject you if you do not have a "Good" credit score.

I cannot fathom a solution for the modern slaves with shackles of credit debt. Not individually, and certainly not for our Nation.

*Edit* There. That was the whole thing. Anyone have a solution? Anything that does not involve mass suicides?
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Post by Aharon »

It's an unedited rant, so it is a bit hard to filter out what's really important to you.

But I guess the problem isn't really the credit system, but the american health care system. If I understand you correctly, most of your debt is a result of that.

Concerning the use of Credit Cards, I think it's obvious that if one uses them for the occasional large bill/expense one cannot afford, it's clear that one will end up in debt. The solution would be to not make these expenses or, if they are not avoidable, not to pay via credit card, but get a credit from your bank for this specific expenditure - with better conditions and far lower interest rates.
OmniNegro

Post by OmniNegro »

That is not an option for someone needing the money. They would not have a good enough credit rating to get a loan with a good interest rate.

I live off less than 10K annual income. So I know this for a fact.

And in case you are wondering, none of it is really important. This is the Internet after all. Even if we had a magical solution that made debts cease to exist it would never be used for anything but for one group to fuck things up for another.

Someone on the other forum asked me to post it here. I looked around and thought why not?

Feel free to rant and rave, or totally ignore me. :)
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Post by Aharon »

Any options to improve your income? I think your personal problem isn't the credit system, but the income situation.

Also, could you expand on how the US is more socialist than other states? Even the absolute minimum support in Germany is 378€ a month for rent (varies depending on location, took numbers from Berlin) and 382€ a month for everything else, netting 9.760€ or about 12.500$ - and you don't have to pay anything for basic health care.
OmniNegro

Post by OmniNegro »

You are likely forgetting other things Germans have to pay for that we here in the US do not. More of our income goes to welfare and similar programs than in most parts of the world.

Part of the difference may be that I consider foreign aid the same as welfare. Only the benefits go outside the nation.

I do not have the hard numbers to demonstrate any of this. But I dare anyone to demonstrate I am wrong without using an unreferenced source or some BS source like faux news.

*Edit* Since I failed to answer your question before, I will amend it here. I live on Social Security Disability. I make too little to really live off, and cannot claim any of the additional public assistance stuff I colloquially refer to as welfare. In other words, I am only going to get more and more poor until I am homeless and then I will not be a drain on the economy. (I am not whining. I should have been killed as a child. I am alive and living better than many in impoverished parts of the world. I have no real complaints.)
Last edited by OmniNegro on Fri Nov 02, 2012 1:14 pm, edited 1 time in total.
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Post by Essence »

OmniNegro wrote:(Here in the USA, we are more Socialist that most countries that are actually considered Socialist and/or Communist. More of our GDP goes to welfare/aid for the poor than any nation that actually acknowledges they are Socialist/Communist. But that is something I should not go into depth on since I am really trying not to get the thread closed.)
Here is not there. More depth, please. :)
OmniNegro

Post by OmniNegro »

I see what you mean. Since I am not posting it in threadlockland... I may as well go nuts and drag my victims around with me!

Well in short my condition is that of being mostly able to work, yet unable to do so or even attempt to do so without risking losing my Social Security benefits that I require to survive. I have a seizure disorder and cannot work because no sane employer would hire someone who has occasional seizures of adequate severity to break ribs and fracture vertebrae.

I do not blame employers. There is effectively nothing our legally raptured society cannot and/or will not sue for. I do however blame the government for not allowing me to supplement my income in any way because they are so fucking afraid that I could be a faker milking the generosity of our society.

I have thought of the various means I could occasionally do something to make enough to buy simple things like games to occupy the time I cannot even get out of bed with. But there is no point in risking not only getting cut off forever, but also thrown into prison for fraud if I were to try.

And before anyone dares say any of that bullshit about the "Work Programs" Social Security has for people to attempt to work, believe me they are all lies and cruel traps.

Of the people who attempt those things, half are kicked off SSD the next review since they "Obviously had some ability to work that they lied about in their application". And some of the cases I heard about were people attempting to get work with family, only to find that family generosity ran thin, yet by then SSD was convinced they could work and refused their continued assistance.

How long did they have to work for that to be the case? As little as a single minute. I cannot and will not find a reference to this. But I know of one such case. He was a friend. He died alone and on the streets without anything.

Damn. I am blabbing again and way off topic. I was explaining how we are socialist/communist.

Amount of GDP spent on welfare, SS and other assistance services + amount of GDP spent on socialized healthcare + amount of international aid given to allies and even enemies alike = more than half of GDP.

Anyone have the second biggest number in the math above? The amount of international aid given? I am guessing it *Exceeds* 100 billion annually. I count military hardware we make and/or purchase for foreign nations in this generic aid category.

In the last decade we spent more money on the Israeli military and national aid than on the rest of the world combined! If they were the size of China and also an ally, I would not be so pissed by that. But they are a tiny nation. And they have more nuclear weapons than anyone in that third of the Earth. All given to them at our expense.

Anyone know how much all the aid given to Americans by America is?
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Post by Maj »

OmniNegro wrote:I am blabbing again and way off topic. I was explaining how we are socialist/communist.

Amount of GDP spent on welfare, SS and other assistance services + amount of GDP spent on socialized healthcare + amount of international aid given to allies and even enemies alike = more than half of GDP.
Someone around here just posted a chart of the social expenditures of various countries compared to GDP. The US wasn't very high on that list...
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Post by Kaelik »

You are... insane.

1) You are complaining about how we are evil bad socialists who give too much money to poor people.

2) You are complaining about how we are evil bad meanies who do not give you enough money.

3) You are complaining about how we are evil bad meanies who do not give Americans in general enough money.

4) You think the amount of foreign aid we give is somehow related to our socialism.

5) You think the amount of money we spend building weapons to explode things, that we then sell to other countries at absurd discounts somehow constitutes evidence of our evil bad socialism.


When you were asked for "more depth" I think what was being shot for was some actual figures to back up your crazy claim, not more crazy claims.

I'm pretty sure that if anyone looks up the actual numbers, this: "Amount of GDP spent on welfare, SS and other assistance services + amount of GDP spent on socialized healthcare + amount of international aid given to allies and even enemies alike = more than half of GDP." is going to be false. And not just false, but absurdly false.

I am legitimately confused by what you think socialism even is. When you talk about money spent on socialized healthcare, what are you talking about?

I mean, the traditional definition of "government owning the means of production" might apply to like... maybe vet hospitals, but probably nothing else. I could see an argument for including medicaid and medicare, since that is the government straight paying for healthcare, and the same for any subsidies that might exist.

But are you including things paid for by health insurance companies and shit? Because even including that, you are still wrong about the half of GDP, but without that, I have no idea how you think it could be even close.
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Post by OmniNegro »

Kaelik wrote:You are... insane.

1) You are complaining about how we are evil bad socialists who give too much money to poor people.

2) You are complaining about how we are evil bad meanies who do not give you enough money.

3) You are complaining about how we are evil bad meanies who do not give Americans in general enough money.

4) You think the amount of foreign aid we give is somehow related to our socialism.

5) You think the amount of money we spend building weapons to explode things, that we then sell to other countries at absurd discounts somehow constitutes evidence of our evil bad socialism.


When you were asked for "more depth" I think what was being shot for was some actual figures to back up your crazy claim, not more crazy claims.

I'm pretty sure that if anyone looks up the actual numbers, this: "Amount of GDP spent on welfare, SS and other assistance services + amount of GDP spent on socialized healthcare + amount of international aid given to allies and even enemies alike = more than half of GDP." is going to be false. And not just false, but absurdly false.

I am legitimately confused by what you think socialism even is. When you talk about money spent on socialized healthcare, what are you talking about?

I mean, the traditional definition of "government owning the means of production" might apply to like... maybe vet hospitals, but probably nothing else. I could see an argument for including medicaid and medicare, since that is the government straight paying for healthcare, and the same for any subsidies that might exist.

But are you including things paid for by health insurance companies and shit? Because even including that, you are still wrong about the half of GDP, but without that, I have no idea how you think it could be even close.
What are you even saying? Go look up socialism yourself. I never said socialism is bad. I just said we of the USA are more socialist than most.

Read my posts again before you come accusing me of being insane because I think things you literally pulled out of your ass. I never said it. Never.

Did you get that part? Or do I need the word socialism for you to take notice of a sentence?

I also never said I think the USA is bad. I just said exactly what I feel about it. That it is unfair to deny me the ability to attempt to work for a living because I cannot always do so.

Which of us first said the words "evil bad socialism"? Not me, my crazy friend. No sir. :)

And ultimately, you are free to think I am insane. But until you show me evidence not posted by faux news or another sheeple station that clearly shows I am wrong, I will continue to believe I am right. Good day.
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Post by OmniNegro »

Maj wrote:
OmniNegro wrote:I am blabbing again and way off topic. I was explaining how we are socialist/communist.

Amount of GDP spent on welfare, SS and other assistance services + amount of GDP spent on socialized healthcare + amount of international aid given to allies and even enemies alike = more than half of GDP.
Someone around here just posted a chart of the social expenditures of various countries compared to GDP. The US wasn't very high on that list...
I do not suppose you happen to remember what thread or whom posted it? I would be glad to search for it, if only I knew what I was looking for.
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Post by Ted the Flayer »

You did say America is socialist. That is an exceptionally retarded statement. And when one of the several people comes up with the numbers to prove that America is one of the least socialist nations in the world, are you going to back down? Usually people do not back down even when shown that they said something demonstrably false.
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Post by The Vigilante »

OmniNegro wrote:
Maj wrote:
OmniNegro wrote:I am blabbing again and way off topic. I was explaining how we are socialist/communist.

Amount of GDP spent on welfare, SS and other assistance services + amount of GDP spent on socialized healthcare + amount of international aid given to allies and even enemies alike = more than half of GDP.
Someone around here just posted a chart of the social expenditures of various countries compared to GDP. The US wasn't very high on that list...
I do not suppose you happen to remember what thread or whom posted it? I would be glad to search for it, if only I knew what I was looking for.
Or, you could, you know, just google it...

Image

I don't know what you mean by "most countries", but I don't think it means what you think it means.


EDIT : more recent & specific data :

Image

"public" spending would be what you could possibly refer to as "socialism". Again, does not smell or look like socialism in the slightest.
Last edited by The Vigilante on Sat Nov 03, 2012 4:33 am, edited 1 time in total.
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Post by OmniNegro »

While I thank you for the information, there is nothing actually revealed by this. It does not explain what expenses are accounted for. Does the military aid given to other nations apply to those numbers? How about food shipped abroad? Medicines and doctors and foreign loans? No. This image is devoid of details. That is why I do not search.

Let me clarify one detail. The "911 service" is not a taxable service. It is something you are required to have and to pay for, but it is not a tax. Why is this significant? Because it means it is not documented in any of the usual numbers you find. It is a charge for a service only. As such they cannot tell others how many phone lines you had to pay for the service on. Doing so would breach your privacy.

There are innumerable little things that bloat the numbers in your images up to something closer to, if not more than half the GDP.

Officially the social expenses are very low. But then officially we have never had inflation, nor deflation in the last decade. And official lies are exponential. For every one you find, a billion were missed.
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Post by name_here »

OmniNegro wrote: But then officially we have never had inflation, nor deflation in the last decade.
WHAT? Have you completely lost your fucking mind?
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Post by TarkisFlux »

Wow. You fail at basic research (or have written it off as worthless I guess).

US GDP for 2012 was 15.6 trillion dollars.

US federal budget for 2012 was 3.796 trillion dollars.

The whole federal budget is about 25% of our GDP, and quite a lot of that is not spent on socialist bits. If you want an exact number you can use their breakdowns of federal programs to figure out just how much goes to whatever you consider socialist.

US foreign aid through the state dept for 2012 was 37.9 billion dollars.

That is 0.00243% of GDP.

Seriously, this isn't even hard. It took me longer to write this post and link it snarkily than it did to find this stuff with google.

Your claims are absurd and should be abandoned.... is what I would be saying now if I hadn't seen your latest post in the preview. I now know that this will be dismissed for whatever reason as you declare some of it invalid for some bullshit reason I couldn't have possibly foreseen. But I'm going to leave it here anyway, because giant frog.
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Post by Ted the Flayer »

... I think we're dealing with a dingbat here. If your opinion is "Every bit of information is wrong and I believe something completely different", then it's not worth the time and effort to argue with them. However, luckily most of the time dingbats are harmless, and the fact that they believe everything they hear is wrong means that dingbats have trouble getting organized (as they discount the opinions of other dingbats as well).

I deem this person unreachable, but his beliefs are by definition impotent and harmless.
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Post by The Vigilante »

OmniNegro wrote:While I thank you for the information, there is nothing actually revealed by this. It does not explain what expenses are accounted for. Does the military aid given to other nations apply to those numbers? How about food shipped abroad? Medicines and doctors and foreign loans? No. This image is devoid of details. That is why I do not search.

Let me clarify one detail. The "911 service" is not a taxable service. It is something you are required to have and to pay for, but it is not a tax. Why is this significant? Because it means it is not documented in any of the usual numbers you find. It is a charge for a service only. As such they cannot tell others how many phone lines you had to pay for the service on. Doing so would breach your privacy.

There are innumerable little things that bloat the numbers in your images up to something closer to, if not more than half the GDP.

Officially the social expenses are very low. But then officially we have never had inflation, nor deflation in the last decade. And official lies are exponential. For every one you find, a billion were missed.
You are either the worst troll or just a fool. Once again you could have researched that information as this is OECD data that is public and accessible : http://stats.oecd.org/BrandedView.aspx? ... a-00166-en

TLDR : no, military spending and foreign aid are not included, as this would not, should not and does not fit the definition of socialism that is used by people who actually know what that word means.
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Post by The Vigilante »

Ted the Flayer wrote:... I think we're dealing with a dingbat here. If your opinion is "Every bit of information is wrong and I believe something completely different", then it's not worth the time and effort to argue with them. However, luckily most of the time dingbats are harmless, and the fact that they believe everything they hear is wrong means that dingbats have trouble getting organized (as they discount the opinions of other dingbats as well).

I deem this person unreachable, but his beliefs are by definition impotent and harmless.
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Post by OmniNegro »

Get out the flails guys. No sense bruising your knuckles on little old me. :)

You want to tell me that the price of cereal, gasoline, sodas, bottled water, and bread all double or more in five years and that is several percent inflation? I simply do not believe the data you all apparently do. I am not a simpleton skeptic. I am a fucking unbeliever.

You can shit out URLs of BS data that ultimately means nothing for ages. Half of it even contradicts the other half.

You all seem to have given up on showing me I am wrong and resorted to just plainly calling me names. Fair enough. But I believe what I can see to be true. When I walk into a grocery store, (Limp in more likely.) I see the prices and remember what they were last year and the year before. Apparently you drones all need a fucking government agency to tell you what the prices were. (Exceptions for those not being dicks about this.)

Be aware, I hold strong opinions. And I hold them for a reason. You are quite free to disagree and to verbally tear me a new one if it shatters your perfect illusion. But I will not be swayed easily.

I live off less than 10k annual income. And unlike the concepts of the jackass who accused me of expecting more handouts above, I actually *PAID* for the very Social Security Disability benefits I am collecting.

I do not want much more. And I certainly do not want it all handed to me at the expense of others. I want to work. But I risk being a fucking criminal if I even so much as try. So stop hating me for being pissed that ends do not meet and I am slowly becoming more and more doomed.

I am not pissed at any of you. I am pissed in general. And I can and certainly will go on and on about this if you guys want to argue.

See that nice friendly little ignore tag on my posts? Click it and go away if you just want to be a dick. Thanks. Have a nice day. :)
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Post by The Vigilante »

OmniNegro wrote:Get out the flails guys. No sense bruising your knuckles on little old me. :)

You want to tell me that the price of cereal, gasoline, sodas, bottled water, and bread all double or more in five years and that is several percent inflation? I simply do not believe the data you all apparently do. I am not a simpleton skeptic. I am a fucking unbeliever.

You can shit out URLs of BS data that ultimately means nothing for ages. Half of it even contradicts the other half.

You all seem to have given up on showing me I am wrong and resorted to just plainly calling me names. Fair enough. But I believe what I can see to be true. When I walk into a grocery store, (Limp in more likely.) I see the prices and remember what they were last year and the year before. Apparently you drones all need a fucking government agency to tell you what the prices were. (Exceptions for those not being dicks about this.)

Be aware, I hold strong opinions. And I hold them for a reason. You are quite free to disagree and to verbally tear me a new one if it shatters your perfect illusion. But I will not be swayed easily.

I live off less than 10k annual income. And unlike the concepts of the jackass who accused me of expecting more handouts above, I actually *PAID* for the very Social Security Disability benefits I am collecting.

I do not want much more. And I certainly do not want it all handed to me at the expense of others. I want to work. But I risk being a fucking criminal if I even so much as try. So stop hating me for being pissed that ends do not meet and I am slowly becoming more and more doomed.

I am not pissed at any of you. I am pissed in general. And I can and certainly will go on and on about this if you guys want to argue.

See that nice friendly little ignore tag on my posts? Click it and go away if you just want to be a dick. Thanks. Have a nice day. :)
What kind of troll are you ? You sign up and start a thread because you feel you will be better received here than wherever else you've been before, and already you are calling for us to 'press ignore' if we don't like you ? Do you even know where you are, that you would claim personal observation and anecdotal evidence as superior to empirical evidence and fact ? Not to mention that you did not even bother to look for it in the first place, never mind take the time and trouble to understand and analyze it ? You do not even seem able to understand that arguments posted here are overwhelmingly in the favor of people in your position because you are so deeply entrenched in your fact-free worldview. You are right to call people to ignore you because that is all that your ranting deserves.
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Post by name_here »

Wow, ten posts and I already have him on ignore. Not understanding the difference between inflation and rising prices was the last straw.
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OmniNegro

Post by OmniNegro »

The Vigilante wrote:
OmniNegro wrote:Get out the flails guys. No sense bruising your knuckles on little old me. :)

You want to tell me that the price of cereal, gasoline, sodas, bottled water, and bread all double or more in five years and that is several percent inflation? I simply do not believe the data you all apparently do. I am not a simpleton skeptic. I am a fucking unbeliever.

You can shit out URLs of BS data that ultimately means nothing for ages. Half of it even contradicts the other half.

You all seem to have given up on showing me I am wrong and resorted to just plainly calling me names. Fair enough. But I believe what I can see to be true. When I walk into a grocery store, (Limp in more likely.) I see the prices and remember what they were last year and the year before. Apparently you drones all need a fucking government agency to tell you what the prices were. (Exceptions for those not being dicks about this.)

Be aware, I hold strong opinions. And I hold them for a reason. You are quite free to disagree and to verbally tear me a new one if it shatters your perfect illusion. But I will not be swayed easily.

I live off less than 10k annual income. And unlike the concepts of the jackass who accused me of expecting more handouts above, I actually *PAID* for the very Social Security Disability benefits I am collecting.

I do not want much more. And I certainly do not want it all handed to me at the expense of others. I want to work. But I risk being a fucking criminal if I even so much as try. So stop hating me for being pissed that ends do not meet and I am slowly becoming more and more doomed.

I am not pissed at any of you. I am pissed in general. And I can and certainly will go on and on about this if you guys want to argue.

See that nice friendly little ignore tag on my posts? Click it and go away if you just want to be a dick. Thanks. Have a nice day. :)
What kind of troll are you ? You sign up and start a thread because you feel you will be better received here than wherever else you've been before, and already you are calling for us to 'press ignore' if we don't like you ? Do you even know where you are, that you would claim personal observation and anecdotal evidence as superior to empirical evidence and fact ? Not to mention that you did not even bother to look for it in the first place, never mind take the time and trouble to understand and analyze it ? You do not even seem able to understand that arguments posted here are overwhelmingly in the favor of people in your position because you are so deeply entrenched in your fact-free worldview. You are right to call people to ignore you because that is all that your ranting deserves.
I am not trolling. I did exactly what I set out to do. I am not on a quest to convince you that you are wrong, but it seems the reverse is not true.

I invited you to abandon me as insane or senseless or whatever else you want to label me as and continue with whatever it is you do.

But let me go ahead and ask you what exactly you think would be accomplished by me reading material I have no faith in? Would that not be akin to having an Atheist read the Bible?

I already explained why I do not believe in the material. Yet you think that if you ridicule me I will magically switch sides and say "Oh now I get it. How foolish I was to see ever diminishing returns and doom and gloom in the future when I will be rich and garbed in golden silks once Hell freezes over." (Sarcasm, try not to be too offended.)

You will have to try much harder to show me something of actual confirmed relevance. I have yet to see anything. Try telling me what you have seen with regards to prices and the value of the dollar that will influence my opinion. Even if I hated you, I would still put more faith in the opinion of a fellow Human than in a corrupt governmental agency. (And I do not hate you.)
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Essence
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Post by Essence »

This is a place where people like to argue using look-up-able facts. I don't think that arguing via anecdote is going to get much useful discussion going, unfortunately.
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Ted the Flayer
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Post by Ted the Flayer »

I don't get why people go to boards they dont like to rustle jimmies. There are too many jimmies and too many ways to rustle them. Plus, I think that sperglords are more challenging to NOT agitate.
Prak Anima wrote:Um, Frank, I believe you're missing the fact that the game is glorified spank material/foreplay.
Frank Trollman wrote:I don't think that is any excuse for a game to have bad mechanics.
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